IIFL Finance Gold Loans

In this blog, we will talk about the IIFL Gold Loan process and its details. IIFL Finance Gold Loan provides the necessary funds for your business ventures or financial emergencies by giving the maximum value for your gold. Pledge your gold and get your gold loan now!

Schemes

IIFL offers 3 types of loans for general citizens and 1 type of agriculture loan. Details about their plan below

IIFL SPL 1	IIFL SPL 2	IIFL SPL 3	IIFL AGRI LOAN
Maximum Loan Value and reasonable interest rate	Maximum Loan Value and reasonable interest rate starting from 0.83% p.m (9.96% p.a)	Ideal for Business Owners and a reasonable interest rate starting from 0.79% p.m (9.48% p.a)	Ideal for farmers, loans starting from ₹3,000
Loan Amount starting from ₹3000 and no maximum limit Tenure: 24 months	Loan Amount starting from ₹5,00,000 and no maximum limit	Loan Amount starting from ₹10,00,000 and no maximum limit	Half-Yearly Schemes with attractive interest rates
Tenure: 24 months	Tenure: 24 months	Tenure: 24 months	Tenure: 24 months
Free insurance for pledged ornaments	Free insurance for pledged ornaments	Free insurance for pledged ornaments	Free insurance for pledged ornaments
Digital Gold Loan Facility available	Digital Gold Loan Facility available	Digital Gold Loan Facility available	Digital Gold Loan Facility available

Eligibility Criteria for Gold Loan

As you’re giving collateral gold, So it completely depends on gold purity and gold weight & Interest rate depending on your selected tenure.

Process & Documents Required

• Identity Proofs
  • Aadhaar Card
  • Valid Passport
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA
• Address Proofs
  • Aadhaar Card
  • Valid Passport
  • PAN Card
  • Valid Driving Licence
  • Voter ID Card
  • Job card issued by NREGA

Repayment

With their IIFL Loans app, You can easily make your EMI payments online. Or You can visit their branches to pay via cash.

Calculate Gold Loan

You can easily calculate using their gold loan calculator on the website.

IIFL Branches Near You

Click Here To Check Your Nearest IIFL Gold Branches.

Gold Loan Process

• Visit one of their 2500+ gold loan branches.
• Provide your Aadhar number.
• branches will do eKYC and offer the IIFL Finance gold loan right away.

Steps To Get A Gold Loan

Choose Home or Branch Service Option in Online Application Form	An Authorized Person will visit your Home or you can visit nearby Branch	Simple Process in-house Gold Valuation	You can Get Gold Loan Amount in your Account or in Cash within 30 Minutes