Standard Chartered personal loan apply

Standard Chartered Bank is one of the leading international banks that offer a wide range of financial services to its customers across the globe. the most popular service offered by the bank is personal loans. A personal loan is an unsecured loan that helps individuals to fulfill their financial needs like home renovation, wedding expenses, medical bills, or education expenses.

In this article, we will discuss in detail how to apply for a Standard Chartered personal loan.

Eligibility Criteria:

  • Salaried
  • Minimum age of 21 and maximum age of 65 accepted
  • Minimum income of 25k per month
  • Applicant must be Indian
  • Must have a good credit score

Documents Required:

  1. Identity proof: Aadhaar card, passport, voter ID card, driving license.
  2. Address proof: Aadhaar card, passport, voter ID card, driving license, utility bills.
  3. Income proof: Latest salary slips, bank statements.
  4. Employment proof: Offer letter, appointment letter, employee ID card.

Steps to Apply for Standard Chartered Personal Loan:

  1. Visit the website of Standard Chartered Bank.
  2. Click on the ‘Personal Loan’ tab.
  3. Enter your details.
  4. Click on the ‘Submit’ button.
  5. A support representative from the bank will call you to confirm your personal details and discuss the loan application process.
  6. Submit the required documents to the representative.
  7. After verifying the documents, If you’re eligible for personal loan, the bank will process the loan application.
  8. If the loan is approved, the loan amount will be disbursed to your bank account within 3-5 working days.

Benefits of Standard Chartered Personal Loan:

  • Quick Loan Processing.
  • Flexible repayment tenue from 12 months to 60 months.
  • Competitive interest rates.
  • No collateral or security required.

Conclusion

Standard Chartered personal loan is flexible and easy loan product for you, it provides you easy loan processing system right now they are processing applications instantly.

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